Harvest Liquidity and sow growth
Optimize your cash flow, your producers collect at harvest and you pay after selling.
Factoring for buyers and suppliers
Select your profile to see how we can help you
I'm an Agricultural Producer
My crop cycles require immediate capital, but I collect until harvest.
Advance your invoice payments and finance your next productive cycle.
Finance your next cycle
I'm a Processor/Agroindustry
I want to secure raw material supply without depleting capital.
Offer early payment to your producers and secure your supply chain.
Without compromising your working capital
Capital that works for your Field
Secure inputs for your next season.
Productive Cycle
Match your cash flows with your planting needs.
- Purchase of seeds and fertilizers
- Field payroll payment
- Machinery maintenance
Implementation in 3 steps
Launching your supplier payment program is fast and simple
Integrate your ERP
We connect your system (SAP, Oracle, etc.) to publish and approve invoices automatically.
Invite suppliers
We invite your supplier base and launch personalized digital enrollment campaigns.
Optimize and monitor
Your suppliers get paid early. You monitor the program's success from your dashboard.
Integrate your ERP
We connect your system (SAP, Oracle, etc.) to publish and approve invoices automatically.
Invite suppliers
We invite your supplier base and launch personalized digital enrollment campaigns.
Optimize and monitor
Your suppliers get paid early. You monitor the program's success from your dashboard.
Challenges of the Agricultural Industry
If the field doesn't wait, your capital shouldn't be trapped.
Long Cycles
You buy everything in 2-3 months of harvest but sell over 6-12 months. Paying everything in cash depletes your capital just when you need to process, store, and distribute.
Continuous Flow
By deferring payments 60 to 120 days, you evaluate the market before committing. Store during low season and sell when prices rise, without having spent all your initial capital.
Input Dependency
Your producers need immediate post-harvest capital to buy seeds, fertilizers, and agrochemicals for the next cycle. If they don't collect quickly, they can't plant or seek other buyers who pay cash.
Predictable Liquidity
Your suppliers collect in less than 24 hours and can invest in their next production cycle without prioritizing other buyers.
Sales Price Volatility
Commodity prices fluctuate due to supply, demand, and external factors. If you paid all raw materials upfront and the sale price drops, your margins disappear and you're left without liquidity to maneuver.
Guarantee Your Coverage
Extend your payment terms to suppliers and conserve capital for hedging and coverage strategies against price volatility.
Frequently Asked Questions
Questions from the agroindustrial sector
Sow relationships and harvest liquidity
Buy during harvest season without decapitalizing your operation.